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This is me.

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Monica Flores

The Life and Financial Coach for Multigenerational Families

I’m a proud Gen Xer living the sandwich life. I had my awesome son at a late age. I’m happily married 18 years and counting. My husband works full-time and after leaving the corporate world of 22 years, I'm now an entrepreneur working from home. My mom, dad, and mother-in-law are still with us. My father-in-law passed away in 2019.

I'm blessed to have my parents with us, however, daddy (it’s a Southern thing) is not in the best of health. He takes it day by day.


My mom cares, and worries, about my dad. She helps him to the best she can but goes through a lot, emotionally. We are blessed she is in good health. 


My mother-in-law has 2 daughters and a son. One of my sisters-in-law lives with her, which is helpful. She too is in good health.

My husband took care of my father-in-law for several years before he passed away. He lived with us after having a stroke and again after having surgery.


Through this journey, we are raising our son, working, and being there for our family and nephews. It’s true what they say, it takes a tribe to raise a family.


Yep. All boys.

That’s my sandwich life in as few words as possible. My reasons for becoming a life and financial coach go beyond my personal experiences. 


I’ve always had a soft spot in my heart for the elderly, especially when it came to their finances. After 22 years in the financial services industry, I’ve seen plenty of people take advantage of the elderly through scamming and identity theft. I've also seen family members financially abuse their parents by misusing their money. To say it upsets me is putting it very lightly. Fortunately, I know how to navigate the financial system. I know what to look for, prepare for, and what to expect.

I am on a mission to help prepare, guide, and support the sandwich generation through the rollercoaster ride of emotions. Without the support of someone helping you see clearly, decisions can be made from a place of distress rather than love.

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