More About Monica

“Now if you know what you're worth then go out and get what you're worth”

~Rocky Balboa

Have you looked at your bank account and thought “What?! I have how much?! I just got paid 3 days ago!” Then you became stressed, tried to figure out where it all went but didn’t know where to start and felt overwhelmed and gave up? I know how you feel!


Over the last 15 years, I was able to obtain clarity around my money and create a budget to gain control and the confidence to continue. Now, this didn’t happen overnight and with a career in the financial services industry for over 20 years, the education and knowledge I gained helped. I want to share my experiences and knowledge with you! Conversations with family, friends, previous and current colleagues, I realized not everyone has the knowledge, tools or resources to help themselves get out of debt, save for goals or handle life's unexpected expenses. This is why I started Money Management by Monica, LLC. To help others gain clarity and control with their money and to have the confidence in their future to continue with direction based on their goals and values.



I earned a Bachelor of Science degree in Entrepreneurial Studies from St. Mary’s University, in San Antonio, Texas.  I started my love of everything money at a Houston mutual fund company. I obtained the required securities license and sold our products to financial advisors. After speaking with various advisors I thought I wanted to help others invest their money. So I left the company to pursue a career as a financial advisor. Well, that was not at all what I expected nor did it feel rewarding. I felt I had to sell to survive instead of transform people’s lives. I then decided to take my knowledge to a financial planning firm where I knew planners are all about the clients. After 11 years with the firm, yet again, I felt something was missing. I felt I needed more. There was a void of inspiration, a void of fulfillment and I knew I could do more for others with the knowledge I gained over 20 years. Instead of growing and maintaining wealth for people, I wanted to create wealth for others. I see too many people, families, friends, and loved ones stress over money. No one should have to feel that way. This is why I started Money Management by Monica, LLC. To further my money knowledge I became a member of the Association for Financial Counseling & Planning Education, AFCPE, and a member of the American Association for Daily Money Managers, AADMM.



The Latin meaning of Monica is to advise. Who knew? I love to advise people about their money! Aside from what I believe I was meant/named to do, I do like other things. I love meeting people. You never know whom you are going to meet. You never know who is brought into your life to help you do amazing things. I love being a wife of 16 years to a man that if the apocalypse arrives, I know we will be protected, fed and sheltered. Ha! Not only is he a survivalist, but he is also a wonderful father to our six-year-old son. In 2016 I felt I needed a personal change. My goal was to get physically fit and be more conscientious about my health.  So, I set out to lose weight and in 2 years I lost 40 pounds. I’ve continued to maintain by making working out and running part of my weekly routine. I tell you this so you know how dedicated I can be to goals and I will bring that same dedication to you. Lastly, I love all things 70s and 80s. Yep! The movies, the iconic phrases, music and even some of the fashion. We have three rescue dogs, Jovi, Rex, and Red. Yes, I named him Jovi, because Bon Jovi is my all-time favorite 80s band.

2019 Money Management by Monica

Lets Talk

Phone: 281-676-2345


Houston, Texas

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